Introduction
Travelling to Europe requires a Schengen visa, and one of the requirements for obtaining this visa is to have Schengen travel insurance. This insurance is essential to ensure that you are financially protected in case of any untoward incidents during your travel within the Schengen area. In this article, we discuss how to purchase the necessary insurance to obtain a Schengen visa.
Understanding Schengen Insurance
Schengen insurance is a type of travel insurance that provides medical coverage and other related expenses in case of sickness, injury, or death while travelling in the Schengen area. The insurance should provide a minimum coverage of €30,000 and be valid in all Schengen countries. Schengen insurance is mandatory for visa application and should be purchased before your travel. Visitors will not be permitted to enter Schengen countries without this insurance.
How to Purchase Schengen Insurance
You can purchase Schengen insurance from licensed insurance providers that offer policies specifically tailored for Schengen visa purposes. You can buy this insurance online, via your travel agent, or other insurance providers. You must ensure that the insurance policy meets all the requirements outlined by the Schengen visa application requirements as not all travel insurance policies will meet these requirements.
When selecting the insurance provider, it's best to choose one with a good reputation and track record of servicing Schengen visa applicants. You should also consider the price of the policy, the length of the coverage, any additional benefits, and the policy's fine print. It's always advisable to read the policy carefully and ensure that it covers everything that you think you may require, such as unforeseen cancellations of travel plans, missed flights, or loss of luggage.
Documents Required to Purchase Schengen Insurance
The Schengen insurance policy should be purchased before you apply for your visa. The embassy might want to see the proof of your insurance coverage before approving your visa application. When purchasing your insurance policy, you may require the following documents:
Valid passport or visa
Travel itinerary
Details of your medical history
Details of your current health status
Details of your travel plans
Conclusion
A Schengen travel insurance policy is mandatory when applying for a Schengen visa, and it's vital to purchase it before your travel. When purchasing your insurance policy, make sure it meets all requirements and offers adequate coverage. Take your time to read the policy terms and conditions and ask any questions that you may have before purchasing the policy. With the right insurance policy, you can enjoy your travel within the Schengen area without any worries.
